<html xmlns:v="urn:schemas-microsoft-com:vml" xmlns:o="urn:schemas-microsoft-com:office:office" xmlns:w="urn:schemas-microsoft-com:office:word" xmlns:m="http://schemas.microsoft.com/office/2004/12/omml" xmlns="http://www.w3.org/TR/REC-html40"> <head> <meta http-equiv=Content-Type content="text/html; charset=unicode"> <meta name=ProgId content=Word.Document> <meta name=Generator content="Microsoft Word 12"> <meta name=Originator content="Microsoft Word 12"> <link rel=File-List href="IMPORTANT_LINK_FOR_REFUND_files/filelist.xml"> <link rel=Edit-Time-Data href="IMPORTANT_LINK_FOR_REFUND_files/editdata.mso"> <!--[if !mso]> <style> v\:* {behavior:url(#default#VML);} o\:* {behavior:url(#default#VML);} w\:* {behavior:url(#default#VML);} .shape {behavior:url(#default#VML);} </style> <![endif]--><!--[if gte mso 9]><xml> <o:DocumentProperties> <o:Author>HB</o:Author> <o:Template>NormalEmail</o:Template> <o:Revision>1</o:Revision> <o:TotalTime>0</o:TotalTime> <o:Created>2018-01-05T04:26:00Z</o:Created> <o:Pages>1</o:Pages> <o:Words>525</o:Words> <o:Characters>2995</o:Characters> <o:Lines>24</o:Lines> <o:Paragraphs>7</o:Paragraphs> <o:CharactersWithSpaces>3513</o:CharactersWithSpaces> <o:Version>12.00</o:Version> </o:DocumentProperties> </xml><![endif]--> <link rel=themeData href="IMPORTANT_LINK_FOR_REFUND_files/themedata.thmx"> <link rel=colorSchemeMapping href="IMPORTANT_LINK_FOR_REFUND_files/colorschememapping.xml"> <!--[if gte mso 9]><xml> <w:WordDocument> <w:Zoom>0</w:Zoom> <w:TrackMoves/> <w:TrackFormatting/> <w:ValidateAgainstSchemas/> <w:SaveIfXMLInvalid>false</w:SaveIfXMLInvalid> <w:IgnoreMixedContent>false</w:IgnoreMixedContent> <w:AlwaysShowPlaceholderText>false</w:AlwaysShowPlaceholderText> <w:DoNotPromoteQF/> <w:LidThemeOther>EN-US</w:LidThemeOther> <w:LidThemeAsian>X-NONE</w:LidThemeAsian> <w:LidThemeComplexScript>X-NONE</w:LidThemeComplexScript> <w:Compatibility> <w:DoNotExpandShiftReturn/> <w:BreakWrappedTables/> <w:SplitPgBreakAndParaMark/> <w:DontVertAlignCellWithSp/> <w:DontBreakConstrainedForcedTables/> <w:DontVertAlignInTxbx/> <w:Word11KerningPairs/> <w:CachedColBalance/> </w:Compatibility> <w:BrowserLevel>MicrosoftInternetExplorer4</w:BrowserLevel> <m:mathPr> <m:mathFont m:val="Cambria Math"/> <m:brkBin m:val="before"/> <m:brkBinSub m:val="--"/> <m:smallFrac m:val="off"/> <m:dispDef/> <m:lMargin m:val="0"/> <m:rMargin m:val="0"/> <m:defJc m:val="centerGroup"/> <m:wrapIndent m:val="1440"/> <m:intLim m:val="subSup"/> <m:naryLim m:val="undOvr"/> </m:mathPr></w:WordDocument> </xml><![endif]--><!--[if gte mso 9]><xml> <w:LatentStyles DefLockedState="false" DefUnhideWhenUsed="true" DefSemiHidden="true" DefQFormat="false" DefPriority="99" LatentStyleCount="267"> <w:LsdException Locked="false" Priority="0" SemiHidden="false" UnhideWhenUsed="false" QFormat="true" Name="Normal"/> <w:LsdException Locked="false" Priority="9" SemiHidden="false" UnhideWhenUsed="false" QFormat="true" Name="heading 1"/> <w:LsdException Locked="false" Priority="9" SemiHidden="false" UnhideWhenUsed="false" QFormat="true" Name="heading 2"/> <w:LsdException Locked="false" Priority="9" QFormat="true" Name="heading 3"/> <w:LsdException Locked="false" Priority="9" QFormat="true" Name="heading 4"/> <w:LsdException Locked="false" Priority="9" QFormat="true" Name="heading 5"/> <w:LsdException Locked="false" Priority="9" QFormat="true" Name="heading 6"/> <w:LsdException Locked="false" Priority="9" QFormat="true" Name="heading 7"/> <w:LsdException Locked="false" Priority="9" QFormat="true" Name="heading 8"/> <w:LsdException Locked="false" Priority="9" QFormat="true" Name="heading 9"/> <w:LsdException Locked="false" Priority="39" Name="toc 1"/> <w:LsdException Locked="false" Priority="39" Name="toc 2"/> <w:LsdException Locked="false" Priority="39" Name="toc 3"/> <w:LsdException Locked="false" Priority="39" Name="toc 4"/> <w:LsdException Locked="false" Priority="39" Name="toc 5"/> <w:LsdException Locked="false" Priority="39" Name="toc 6"/> <w:LsdException Locked="false" Priority="39" Name="toc 7"/> <w:LsdException Locked="false" Priority="39" Name="toc 8"/> <w:LsdException Locked="false" Priority="39" Name="toc 9"/> <w:LsdException Locked="false" Priority="35" QFormat="true" Name="caption"/> <w:LsdException Locked="false" Priority="10" SemiHidden="false" UnhideWhenUsed="false" QFormat="true" Name="Title"/> <w:LsdException Locked="false" Priority="1" Name="Default Paragraph Font"/> <w:LsdException Locked="false" Priority="11" SemiHidden="false" UnhideWhenUsed="false" QFormat="true" Name="Subtitle"/> <w:LsdException Locked="false" Priority="22" SemiHidden="false" UnhideWhenUsed="false" QFormat="true" Name="Strong"/> <w:LsdException Locked="false" Priority="20" SemiHidden="false" UnhideWhenUsed="false" QFormat="true" Name="Emphasis"/> <w:LsdException Locked="false" Priority="59" SemiHidden="false" UnhideWhenUsed="false" Name="Table Grid"/> <w:LsdException Locked="false" UnhideWhenUsed="false" Name="Placeholder Text"/> <w:LsdException Locked="false" Priority="1" SemiHidden="false" UnhideWhenUsed="false" QFormat="true" Name="No Spacing"/> <w:LsdException Locked="false" Priority="60" SemiHidden="false" UnhideWhenUsed="false" Name="Light Shading"/> <w:LsdException Locked="false" Priority="61" SemiHidden="false" UnhideWhenUsed="false" Name="Light List"/> <w:LsdException Locked="false" Priority="62" SemiHidden="false" UnhideWhenUsed="false" Name="Light Grid"/> <w:LsdException Locked="false" Priority="63" SemiHidden="false" UnhideWhenUsed="false" Name="Medium Shading 1"/> <w:LsdException Locked="false" Priority="64" SemiHidden="false" UnhideWhenUsed="false" Name="Medium Shading 2"/> <w:LsdException Locked="false" Priority="65" SemiHidden="false" UnhideWhenUsed="false" Name="Medium List 1"/> <w:LsdException Locked="false" Priority="66" SemiHidden="false" UnhideWhenUsed="false" Name="Medium List 2"/> <w:LsdException Locked="false" Priority="67" SemiHidden="false" UnhideWhenUsed="false" Name="Medium Grid 1"/> <w:LsdException Locked="false" Priority="68" SemiHidden="false" UnhideWhenUsed="false" Name="Medium Grid 2"/> <w:LsdException Locked="false" Priority="69" SemiHidden="false" UnhideWhenUsed="false" Name="Medium Grid 3"/> <w:LsdException Locked="false" Priority="70" SemiHidden="false" UnhideWhenUsed="false" Name="Dark List"/> <w:LsdException Locked="false" Priority="71" SemiHidden="false" UnhideWhenUsed="false" Name="Colorful Shading"/> <w:LsdException Locked="false" Priority="72" SemiHidden="false" UnhideWhenUsed="false" Name="Colorful List"/> <w:LsdException Locked="false" Priority="73" SemiHidden="false" UnhideWhenUsed="false" Name="Colorful Grid"/> <w:LsdException Locked="false" Priority="60" SemiHidden="false" UnhideWhenUsed="false" Name="Light Shading Accent 1"/> <w:LsdException Locked="false" Priority="61" SemiHidden="false" UnhideWhenUsed="false" Name="Light List Accent 1"/> <w:LsdException Locked="false" Priority="62" SemiHidden="false" UnhideWhenUsed="false" Name="Light Grid Accent 1"/> <w:LsdException Locked="false" Priority="63" SemiHidden="false" UnhideWhenUsed="false" Name="Medium Shading 1 Accent 1"/> <w:LsdException Locked="false" Priority="64" SemiHidden="false" UnhideWhenUsed="false" Name="Medium Shading 2 Accent 1"/> <w:LsdException Locked="false" Priority="65" SemiHidden="false" UnhideWhenUsed="false" Name="Medium List 1 Accent 1"/> <w:LsdException Locked="false" UnhideWhenUsed="false" Name="Revision"/> <w:LsdException Locked="false" Priority="34" SemiHidden="false" UnhideWhenUsed="false" QFormat="true" Name="List Paragraph"/> <w:LsdException Locked="false" Priority="29" SemiHidden="false" UnhideWhenUsed="false" QFormat="true" Name="Quote"/> <w:LsdException Locked="false" Priority="30" SemiHidden="false" UnhideWhenUsed="false" QFormat="true" Name="Intense Quote"/> <w:LsdException Locked="false" Priority="66" SemiHidden="false" UnhideWhenUsed="false" Name="Medium List 2 Accent 1"/> <w:LsdException Locked="false" Priority="67" SemiHidden="false" UnhideWhenUsed="false" Name="Medium Grid 1 Accent 1"/> <w:LsdException Locked="false" Priority="68" SemiHidden="false" UnhideWhenUsed="false" Name="Medium Grid 2 Accent 1"/> <w:LsdException Locked="false" Priority="69" SemiHidden="false" UnhideWhenUsed="false" Name="Medium Grid 3 Accent 1"/> <w:LsdException Locked="false" Priority="70" SemiHidden="false" UnhideWhenUsed="false" Name="Dark List Accent 1"/> <w:LsdException Locked="false" Priority="71" SemiHidden="false" UnhideWhenUsed="false" Name="Colorful Shading Accent 1"/> <w:LsdException Locked="false" Priority="72" SemiHidden="false" UnhideWhenUsed="false" Name="Colorful List Accent 1"/> <w:LsdException Locked="false" Priority="73" SemiHidden="false" UnhideWhenUsed="false" Name="Colorful Grid Accent 1"/> <w:LsdException Locked="false" Priority="60" SemiHidden="false" UnhideWhenUsed="false" Name="Light Shading Accent 2"/> <w:LsdException Locked="false" Priority="61" SemiHidden="false" UnhideWhenUsed="false" Name="Light List Accent 2"/> <w:LsdException Locked="false" Priority="62" SemiHidden="false" UnhideWhenUsed="false" Name="Light Grid Accent 2"/> <w:LsdException Locked="false" Priority="63" SemiHidden="false" UnhideWhenUsed="false" Name="Medium Shading 1 Accent 2"/> <w:LsdException Locked="false" Priority="64" SemiHidden="false" UnhideWhenUsed="false" Name="Medium Shading 2 Accent 2"/> <w:LsdException Locked="false" Priority="65" SemiHidden="false" UnhideWhenUsed="false" Name="Medium List 1 Accent 2"/> <w:LsdException Locked="false" Priority="66" SemiHidden="false" UnhideWhenUsed="false" Name="Medium List 2 Accent 2"/> <w:LsdException Locked="false" Priority="67" SemiHidden="false" UnhideWhenUsed="false" Name="Medium Grid 1 Accent 2"/> <w:LsdException Locked="false" Priority="68" SemiHidden="false" UnhideWhenUsed="false" Name="Medium Grid 2 Accent 2"/> <w:LsdException Locked="false" Priority="69" SemiHidden="false" UnhideWhenUsed="false" Name="Medium Grid 3 Accent 2"/> <w:LsdException Locked="false" Priority="70" SemiHidden="false" UnhideWhenUsed="false" Name="Dark List Accent 2"/> <w:LsdException Locked="false" Priority="71" SemiHidden="false" UnhideWhenUsed="false" Name="Colorful Shading Accent 2"/> <w:LsdException Locked="false" Priority="72" SemiHidden="false" UnhideWhenUsed="false" Name="Colorful List Accent 2"/> <w:LsdException Locked="false" Priority="73" SemiHidden="false" UnhideWhenUsed="false" Name="Colorful Grid Accent 2"/> <w:LsdException Locked="false" Priority="60" SemiHidden="false" UnhideWhenUsed="false" Name="Light Shading Accent 3"/> <w:LsdException Locked="false" Priority="61" SemiHidden="false" UnhideWhenUsed="false" Name="Light List Accent 3"/> <w:LsdException Locked="false" Priority="62" SemiHidden="false" UnhideWhenUsed="false" Name="Light Grid Accent 3"/> <w:LsdException Locked="false" Priority="63" SemiHidden="false" UnhideWhenUsed="false" Name="Medium Shading 1 Accent 3"/> <w:LsdException Locked="false" Priority="64" SemiHidden="false" UnhideWhenUsed="false" Name="Medium Shading 2 Accent 3"/> <w:LsdException Locked="false" Priority="65" SemiHidden="false" UnhideWhenUsed="false" Name="Medium List 1 Accent 3"/> <w:LsdException Locked="false" Priority="66" SemiHidden="false" UnhideWhenUsed="false" Name="Medium List 2 Accent 3"/> <w:LsdException Locked="false" Priority="67" SemiHidden="false" UnhideWhenUsed="false" Name="Medium Grid 1 Accent 3"/> <w:LsdException Locked="false" Priority="68" SemiHidden="false" UnhideWhenUsed="false" Name="Medium Grid 2 Accent 3"/> <w:LsdException Locked="false" Priority="69" SemiHidden="false" UnhideWhenUsed="false" Name="Medium Grid 3 Accent 3"/> <w:LsdException Locked="false" Priority="70" SemiHidden="false" UnhideWhenUsed="false" Name="Dark List Accent 3"/> <w:LsdException Locked="false" Priority="71" SemiHidden="false" UnhideWhenUsed="false" Name="Colorful Shading Accent 3"/> <w:LsdException Locked="false" Priority="72" SemiHidden="false" UnhideWhenUsed="false" Name="Colorful List Accent 3"/> <w:LsdException Locked="false" Priority="73" SemiHidden="false" UnhideWhenUsed="false" Name="Colorful Grid Accent 3"/> <w:LsdException Locked="false" Priority="60" SemiHidden="false" UnhideWhenUsed="false" Name="Light Shading Accent 4"/> <w:LsdException Locked="false" Priority="61" SemiHidden="false" UnhideWhenUsed="false" Name="Light List Accent 4"/> <w:LsdException Locked="false" Priority="62" SemiHidden="false" UnhideWhenUsed="false" Name="Light Grid Accent 4"/> <w:LsdException Locked="false" Priority="63" SemiHidden="false" UnhideWhenUsed="false" Name="Medium Shading 1 Accent 4"/> <w:LsdException Locked="false" Priority="64" SemiHidden="false" UnhideWhenUsed="false" Name="Medium Shading 2 Accent 4"/> <w:LsdException Locked="false" Priority="65" SemiHidden="false" UnhideWhenUsed="false" Name="Medium List 1 Accent 4"/> <w:LsdException Locked="false" Priority="66" SemiHidden="false" UnhideWhenUsed="false" Name="Medium List 2 Accent 4"/> <w:LsdException Locked="false" Priority="67" SemiHidden="false" UnhideWhenUsed="false" Name="Medium Grid 1 Accent 4"/> <w:LsdException Locked="false" Priority="68" SemiHidden="false" UnhideWhenUsed="false" Name="Medium Grid 2 Accent 4"/> <w:LsdException Locked="false" Priority="69" SemiHidden="false" UnhideWhenUsed="false" Name="Medium Grid 3 Accent 4"/> <w:LsdException Locked="false" Priority="70" SemiHidden="false" UnhideWhenUsed="false" Name="Dark List Accent 4"/> <w:LsdException Locked="false" Priority="71" SemiHidden="false" UnhideWhenUsed="false" Name="Colorful Shading Accent 4"/> <w:LsdException Locked="false" Priority="72" SemiHidden="false" UnhideWhenUsed="false" Name="Colorful List Accent 4"/> <w:LsdException Locked="false" Priority="73" SemiHidden="false" UnhideWhenUsed="false" Name="Colorful Grid Accent 4"/> <w:LsdException Locked="false" Priority="60" SemiHidden="false" UnhideWhenUsed="false" Name="Light Shading Accent 5"/> <w:LsdException Locked="false" Priority="61" SemiHidden="false" UnhideWhenUsed="false" Name="Light List Accent 5"/> <w:LsdException Locked="false" Priority="62" SemiHidden="false" UnhideWhenUsed="false" Name="Light Grid Accent 5"/> <w:LsdException Locked="false" Priority="63" SemiHidden="false" UnhideWhenUsed="false" Name="Medium Shading 1 Accent 5"/> <w:LsdException Locked="false" Priority="64" SemiHidden="false" UnhideWhenUsed="false" Name="Medium Shading 2 Accent 5"/> <w:LsdException Locked="false" Priority="65" SemiHidden="false" UnhideWhenUsed="false" Name="Medium List 1 Accent 5"/> <w:LsdException Locked="false" Priority="66" SemiHidden="false" UnhideWhenUsed="false" Name="Medium List 2 Accent 5"/> <w:LsdException Locked="false" Priority="67" SemiHidden="false" UnhideWhenUsed="false" Name="Medium Grid 1 Accent 5"/> <w:LsdException Locked="false" Priority="68" SemiHidden="false" UnhideWhenUsed="false" Name="Medium Grid 2 Accent 5"/> <w:LsdException Locked="false" Priority="69" SemiHidden="false" UnhideWhenUsed="false" Name="Medium Grid 3 Accent 5"/> <w:LsdException Locked="false" Priority="70" SemiHidden="false" UnhideWhenUsed="false" Name="Dark List Accent 5"/> <w:LsdException Locked="false" Priority="71" SemiHidden="false" UnhideWhenUsed="false" Name="Colorful Shading Accent 5"/> <w:LsdException Locked="false" Priority="72" SemiHidden="false" UnhideWhenUsed="false" Name="Colorful List Accent 5"/> <w:LsdException Locked="false" Priority="73" SemiHidden="false" UnhideWhenUsed="false" Name="Colorful Grid Accent 5"/> <w:LsdException Locked="false" Priority="60" SemiHidden="false" UnhideWhenUsed="false" Name="Light Shading Accent 6"/> <w:LsdException Locked="false" Priority="61" SemiHidden="false" UnhideWhenUsed="false" Name="Light List Accent 6"/> <w:LsdException Locked="false" Priority="62" SemiHidden="false" UnhideWhenUsed="false" Name="Light Grid Accent 6"/> <w:LsdException Locked="false" Priority="63" SemiHidden="false" UnhideWhenUsed="false" Name="Medium Shading 1 Accent 6"/> <w:LsdException Locked="false" Priority="64" SemiHidden="false" UnhideWhenUsed="false" Name="Medium Shading 2 Accent 6"/> <w:LsdException Locked="false" Priority="65" SemiHidden="false" UnhideWhenUsed="false" Name="Medium List 1 Accent 6"/> <w:LsdException Locked="false" Priority="66" SemiHidden="false" UnhideWhenUsed="false" Name="Medium List 2 Accent 6"/> <w:LsdException Locked="false" Priority="67" SemiHidden="false" UnhideWhenUsed="false" Name="Medium Grid 1 Accent 6"/> <w:LsdException Locked="false" Priority="68" SemiHidden="false" UnhideWhenUsed="false" Name="Medium Grid 2 Accent 6"/> <w:LsdException Locked="false" Priority="69" SemiHidden="false" UnhideWhenUsed="false" Name="Medium Grid 3 Accent 6"/> <w:LsdException Locked="false" Priority="70" SemiHidden="false" UnhideWhenUsed="false" Name="Dark List Accent 6"/> <w:LsdException Locked="false" Priority="71" SemiHidden="false" UnhideWhenUsed="false" Name="Colorful Shading Accent 6"/> <w:LsdException Locked="false" Priority="72" SemiHidden="false" UnhideWhenUsed="false" Name="Colorful List Accent 6"/> <w:LsdException Locked="false" Priority="73" SemiHidden="false" UnhideWhenUsed="false" Name="Colorful Grid Accent 6"/> <w:LsdException Locked="false" Priority="19" SemiHidden="false" UnhideWhenUsed="false" QFormat="true" Name="Subtle Emphasis"/> <w:LsdException Locked="false" Priority="21" SemiHidden="false" UnhideWhenUsed="false" QFormat="true" Name="Intense Emphasis"/> <w:LsdException Locked="false" Priority="31" SemiHidden="false" UnhideWhenUsed="false" QFormat="true" Name="Subtle Reference"/> <w:LsdException Locked="false" Priority="32" SemiHidden="false" UnhideWhenUsed="false" QFormat="true" Name="Intense Reference"/> <w:LsdException Locked="false" Priority="33" SemiHidden="false" UnhideWhenUsed="false" QFormat="true" Name="Book Title"/> <w:LsdException Locked="false" Priority="37" Name="Bibliography"/> <w:LsdException Locked="false" Priority="39" QFormat="true" Name="TOC Heading"/> </w:LatentStyles> </xml><![endif]--> <style> <!-- /* Font Definitions */ @font-face {font-family:Wingdings; panose-1:5 0 0 0 0 0 0 0 0 0; mso-font-charset:2; mso-generic-font-family:auto; mso-font-pitch:variable; mso-font-signature:0 268435456 0 0 -2147483648 0;} @font-face {font-family:"Cambria Math"; panose-1:2 4 5 3 5 4 6 3 2 4; mso-font-charset:0; mso-generic-font-family:roman; mso-font-pitch:variable; mso-font-signature:-536870145 1107305727 0 0 415 0;} @font-face {font-family:Calibri; panose-1:2 15 5 2 2 2 4 3 2 4; mso-font-charset:0; mso-generic-font-family:swiss; mso-font-pitch:variable; mso-font-signature:-520092929 1073786111 9 0 415 0;} @font-face {font-family:"Segoe UI"; panose-1:2 11 5 2 4 2 4 2 2 3; mso-font-charset:0; mso-generic-font-family:swiss; mso-font-pitch:variable; mso-font-signature:-520084737 -1073683329 41 0 479 0;} @font-face {font-family:"Segoe UI Semibold"; panose-1:2 11 7 2 4 2 4 2 2 3; mso-font-charset:0; mso-generic-font-family:swiss; mso-font-pitch:variable; mso-font-signature:-536870145 1073783931 1 0 415 0;} @font-face {font-family:"Segoe UI Light"; panose-1:2 11 5 2 4 2 4 2 2 3; mso-font-charset:0; mso-generic-font-family:swiss; mso-font-pitch:variable; mso-font-signature:-536870145 1073783931 1 0 415 0;} /* Style Definitions */ p.MsoNormal, li.MsoNormal, div.MsoNormal {mso-style-unhide:no; mso-style-qformat:yes; mso-style-parent:""; margin:0in; margin-bottom:.0001pt; mso-pagination:widow-orphan; font-size:12.0pt; font-family:"Times New Roman","serif"; mso-fareast-font-family:Calibri; mso-fareast-theme-font:minor-latin;} h1 {mso-style-priority:9; mso-style-unhide:no; mso-style-qformat:yes; mso-style-link:"Heading 1 Char"; mso-margin-top-alt:auto; margin-right:0in; mso-margin-bottom-alt:auto; margin-left:0in; mso-pagination:widow-orphan; mso-outline-level:1; font-size:24.0pt; font-family:"Times New Roman","serif";} h2 {mso-style-priority:9; mso-style-unhide:no; mso-style-qformat:yes; mso-style-link:"Heading 2 Char"; mso-margin-top-alt:auto; margin-right:0in; mso-margin-bottom-alt:auto; margin-left:0in; mso-pagination:widow-orphan; mso-outline-level:2; font-size:18.0pt; font-family:"Times New Roman","serif";} span.Heading1Char {mso-style-name:"Heading 1 Char"; mso-style-priority:9; mso-style-unhide:no; mso-style-locked:yes; mso-style-link:"Heading 1"; mso-ansi-font-size:14.0pt; mso-bidi-font-size:14.0pt; font-family:"Cambria","serif"; mso-ascii-font-family:Cambria; mso-ascii-theme-font:major-latin; mso-fareast-font-family:"Times New Roman"; mso-fareast-theme-font:major-fareast; mso-hansi-font-family:Cambria; mso-hansi-theme-font:major-latin; mso-bidi-font-family:"Times New Roman"; mso-bidi-theme-font:major-bidi; color:#365F91; mso-themecolor:accent1; mso-themeshade:191; font-weight:bold;} span.Heading2Char {mso-style-name:"Heading 2 Char"; mso-style-noshow:yes; mso-style-priority:9; mso-style-unhide:no; mso-style-locked:yes; mso-style-link:"Heading 2"; mso-ansi-font-size:13.0pt; mso-bidi-font-size:13.0pt; font-family:"Cambria","serif"; mso-ascii-font-family:Cambria; mso-ascii-theme-font:major-latin; mso-fareast-font-family:"Times New Roman"; mso-fareast-theme-font:major-fareast; mso-hansi-font-family:Cambria; mso-hansi-theme-font:major-latin; mso-bidi-font-family:"Times New Roman"; mso-bidi-theme-font:major-bidi; color:#4F81BD; mso-themecolor:accent1; font-weight:bold;} p.m-4232871813697900064gmail-link, li.m-4232871813697900064gmail-link, div.m-4232871813697900064gmail-link {mso-style-name:m_-4232871813697900064gmail-link; mso-style-unhide:no; font-size:12.0pt; font-family:"Times New Roman","serif"; mso-fareast-font-family:Calibri; mso-fareast-theme-font:minor-latin;} p.m-4232871813697900064gmail-forms1, li.m-4232871813697900064gmail-forms1, div.m-4232871813697900064gmail-forms1 {mso-style-name:m_-4232871813697900064gmail-forms1; mso-style-unhide:no; font-size:12.0pt; font-family:"Times New Roman","serif"; mso-fareast-font-family:Calibri; mso-fareast-theme-font:minor-latin;} p.m-4232871813697900064gmail-parawidth, li.m-4232871813697900064gmail-parawidth, div.m-4232871813697900064gmail-parawidth {mso-style-name:m_-4232871813697900064gmail-parawidth; mso-style-unhide:no; font-size:12.0pt; font-family:"Times New Roman","serif"; mso-fareast-font-family:Calibri; mso-fareast-theme-font:minor-latin;} .MsoChpDefault {mso-style-type:export-only; mso-default-props:yes; mso-ascii-font-family:Calibri; mso-ascii-theme-font:minor-latin; mso-fareast-font-family:Calibri; mso-fareast-theme-font:minor-latin; mso-hansi-font-family:Calibri; mso-hansi-theme-font:minor-latin; mso-bidi-font-family:"Times New Roman"; mso-bidi-theme-font:minor-bidi;} @page Section1 {size:8.5in 11.0in; margin:1.0in 1.0in 1.0in 1.0in; mso-header-margin:.5in; mso-footer-margin:.5in; mso-paper-source:0;} div.Section1 {page:Section1;} /* List Definitions */ @list l0 {mso-list-id:590432591; mso-list-template-ids:551981576;} @list l0:level1 {mso-level-number-format:bullet; mso-level-text:; mso-level-tab-stop:.5in; mso-level-number-position:left; text-indent:-.25in; mso-ansi-font-size:10.0pt; font-family:Symbol;} @list l1 {mso-list-id:796801364; mso-list-template-ids:-256359254;} @list l1:level1 {mso-level-number-format:bullet; mso-level-text:; mso-level-tab-stop:.5in; mso-level-number-position:left; text-indent:-.25in; mso-ansi-font-size:10.0pt; font-family:Symbol;} @list l2 {mso-list-id:2051488223; mso-list-template-ids:-626068014;} @list l2:level1 {mso-level-number-format:bullet; mso-level-text:; mso-level-tab-stop:.5in; mso-level-number-position:left; text-indent:-.25in; mso-ansi-font-size:10.0pt; font-family:Symbol;} ol {margin-bottom:0in;} ul {margin-bottom:0in;} --> </style> <!--[if gte mso 10]> <style> /* Style Definitions */ table.MsoNormalTable {mso-style-name:"Table Normal"; mso-tstyle-rowband-size:0; mso-tstyle-colband-size:0; mso-style-noshow:yes; mso-style-priority:99; mso-style-qformat:yes; mso-style-parent:""; mso-padding-alt:0in 5.4pt 0in 5.4pt; mso-para-margin:0in; mso-para-margin-bottom:.0001pt; mso-pagination:widow-orphan; font-size:11.0pt; font-family:"Calibri","sans-serif"; mso-ascii-font-family:Calibri; mso-ascii-theme-font:minor-latin; mso-hansi-font-family:Calibri; mso-hansi-theme-font:minor-latin; mso-bidi-font-family:"Times New Roman"; mso-bidi-theme-font:minor-bidi;} </style> <![endif]--> </head> <body lang=EN-US link=blue vlink=purple style='tab-interval:.5in'> <div class=Section1> <p class=MsoNormal style='margin-left:120.0pt;text-indent:-120.0pt;tab-stops: 120.0pt;mso-layout-grid-align:none;text-autospace:none'><b><span style='font-family:"Calibri","sans-serif";color:black'>From:<span style='mso-tab-count:1'> </span></span></b><span style='font-family:"Calibri","sans-serif";color:black'>Amit Baneerjee [a.banerjee@cbmsl.com]<o:p></o:p></span></p> <p class=MsoNormal style='margin-left:120.0pt;text-indent:-120.0pt;tab-stops: 120.0pt;mso-layout-grid-align:none;text-autospace:none'><b><span style='font-family:"Calibri","sans-serif";color:black'>Sent:<span style='mso-tab-count:1'> </span></span></b><span style='font-family:"Calibri","sans-serif";color:black'>Wednesday, January 03, 2018 5:04 PM<o:p></o:p></span></p> <p class=MsoNormal style='margin-left:120.0pt;text-indent:-120.0pt;tab-stops: 120.0pt;mso-layout-grid-align:none;text-autospace:none'><b><span style='font-family:"Calibri","sans-serif";color:black'>To:<span style='mso-tab-count:1'> </span></span></b><span style='font-family:"Calibri","sans-serif";color:black'>United Credit Limited; United Credit Limited; Tapas Chaudhuri<o:p></o:p></span></p> <p class=MsoNormal style='margin-left:120.0pt;text-indent:-120.0pt;tab-stops: 120.0pt;mso-layout-grid-align:none;text-autospace:none'><b><span style='font-family:"Calibri","sans-serif";color:black'>Subject:<span style='mso-tab-count:1'> </span></span></b><span style='font-family:"Calibri","sans-serif";color:black'>Fwd: IEPF - Pl refer point no : 3 of the refund process dated 15/12/2017 to put the link in your web page as mentioned below<o:p></o:p></span></p> <p class=MsoNormal><o:p>&nbsp;</o:p></p> <div> <div> <p class=MsoNormal style='margin-bottom:12.0pt'><br style='mso-special-character: line-break'> <![if !supportLineBreakNewLine]><br style='mso-special-character:line-break'> <![endif]><o:p></o:p></p> <div> <div style='margin-bottom:2.25pt' id="m_-4232871813697900064gmail-container"> <div id="m_-4232871813697900064gmail-navigation"> <div style='margin-bottom:2.25pt'> <div style='mso-element:para-border-div;border:none;border-right:solid white 1.5pt; padding:0in 9.0pt 0in 0in;margin-left:.25in;margin-right:0in'> <ul style='margin-top:0in' type=disc> <li class=MsoNormal style='color:#212121;margin-left:.25in;text-align:center; line-height:30.0pt;mso-list:l0 level1 lfo1;tab-stops:list .5in;border: none;mso-border-right-alt:solid white 1.5pt;padding:0in;mso-padding-alt: 0in 9.0pt 0in 0in'><span style='font-size:10.0pt;text-transform:uppercase'><a href="http://www.iepf.gov.in/IEPFA/index.html" target="_blank"><span style='color:#212121'>ABOUT IEPF</span></a><o:p></o:p></span></li> <li class=MsoNormal style='color:#212121;margin-left:.25in;text-align:center; line-height:30.0pt;mso-list:l0 level1 lfo1;tab-stops:list .5in;border: none;mso-border-right-alt:solid white 1.5pt;padding:0in;mso-padding-alt: 0in 9.0pt 0in 0in;float:left' id="m_-4232871813697900064gmail-workspace"><span style='font-size:10.0pt;text-transform:uppercase'><a href="http://www.iepf.gov.in/IEPFWebProject/SearchInvestorAction.do?method=gotoSearchInvestor" target="_blank" title="Search Unclaimed/Unpaid Amount" style='text-decoration-line:none'><span style='color:#212121'>SEARCH UNPAID/UNCLAIMED AMOUNT</span></a><o:p></o:p></span></li> <li class=MsoNormal style='color:#212121;margin-left:.25in;text-align:center; line-height:30.0pt;mso-list:l0 level1 lfo1;tab-stops:list .5in;border: none;mso-border-right-alt:solid white 1.5pt;padding:0in;mso-padding-alt: 0in 9.0pt 0in 0in;float:left' id="m_-4232871813697900064gmail-info"><span style='font-size:10.0pt;text-transform:uppercase'><a href="http://www.iepf.gov.in/IEPFA/corporates.html" target="_blank" style='text-decoration-line:none'><span style='color:#212121'>FORMS</span></a><o:p></o:p></span></li> <li class=MsoNormal style='color:#212121;margin-left:.25in;text-align:center; line-height:30.0pt;mso-list:l0 level1 lfo1;tab-stops:list .5in;background: #0DA3E2;border:none;mso-border-right-alt:solid white 1.5pt;padding:0in; mso-padding-alt:0in 9.0pt 0in 0in;float:left' id="m_-4232871813697900064gmail-services"><span style='font-size:10.0pt; text-transform:uppercase'><a href="http://www.iepf.gov.in/IEPFA/refund.html" target="_blank" style='text-decoration-line:none'><span style='color:white'>REFUND</span></a><o:p></o:p></span></li> <li class=MsoNormal style='color:#212121;margin-left:.25in;text-align:center; line-height:30.0pt;mso-list:l0 level1 lfo1;tab-stops:list .5in;border: none;mso-border-right-alt:solid white 1.5pt;padding:0in;mso-padding-alt: 0in 9.0pt 0in 0in;float:left' id="m_-4232871813697900064gmail-serv"><span style='font-size:10.0pt;text-transform:uppercase'><a href="http://iepf.gov.in/IEPF/services.html" target="_blank" style='text-decoration-line:none'><span style='color:#212121'>SERVICES</span></a><o:p></o:p></span></li> <li class=MsoNormal style='color:#212121;margin-left:.25in;text-align:center; line-height:30.0pt;mso-list:l0 level1 lfo1;tab-stops:list .5in;border: none;mso-border-right-alt:solid white 1.5pt;padding:0in;mso-padding-alt: 0in 9.0pt 0in 0in;float:left' id="m_-4232871813697900064gmail-quicklinks"><span style='font-size:10.0pt;text-transform:uppercase'><a href="http://www.iepf.gov.in/IEPFA/constitution_authority.html" target="_blank" style='text-decoration-line:none'><span style='color:#212121'>AUTHORITY CONSTITUTION</span></a><o:p></o:p></span></li> <li class=MsoNormal style='color:#212121;margin-left:.25in;text-align:center; line-height:30.0pt;mso-list:l0 level1 lfo1;tab-stops:list .5in;border: none;mso-border-right-alt:solid white 1.5pt;padding:0in;mso-padding-alt: 0in 9.0pt 0in 0in;float:left' id="m_-4232871813697900064gmail-contacts"><span style='font-size:10.0pt;text-transform:uppercase'><a href="http://www.iepf.gov.in/IEPFA/contacts.html" target="_blank" style='text-decoration-line:none'><span style='color:#212121'>CONTACT US</span></a><o:p></o:p></span></li> </ul> </div> </div> </div> <div> <div> <div style='margin-top:7.5pt;float:right'> <h1 style='margin:0in;margin-bottom:.0001pt'><span style='font-size:13.5pt; font-family:"Segoe UI Light","sans-serif";color:#0DA3E2;font-weight:normal'>IEPF Refund<o:p></o:p></span></h1> <p class=MsoNormal style='margin-left:0in;text-indent:-.25in;mso-list:l1 level1 lfo2; tab-stops:list .5in'><![if !supportLists]><span style='font-size:10.0pt; mso-bidi-font-size:10.5pt;font-family:Symbol;mso-fareast-font-family:Symbol; mso-bidi-font-family:Symbol;color:#333333'><span style='mso-list:Ignore'><span style='font:7.0pt "Times New Roman"'>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span></span><![endif]><span style='font-size:10.5pt;font-family:"Segoe UI","sans-serif"; color:#333333'><a href="http://www.iepf.gov.in/IEPFA/index.html" target="_blank" style='text-decoration-line:none'><span style='color:#333333'>Home</span></a><span class=m-4232871813697900064gmail-floatright><span style='font-family:"Segoe UI","sans-serif"'>&gt;</span></span><o:p></o:p></span></p> <p class=MsoNormal style='margin-left:0in;text-indent:-.25in;mso-list:l1 level1 lfo2; tab-stops:list .5in'><![if !supportLists]><span style='font-size:10.0pt; mso-bidi-font-size:10.5pt;font-family:Symbol;mso-fareast-font-family:Symbol; mso-bidi-font-family:Symbol;color:#333333'><span style='mso-list:Ignore'><span style='font:7.0pt "Times New Roman"'>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span></span><![endif]><span style='font-size:10.5pt;font-family:"Segoe UI","sans-serif"; color:#333333'>IEPF Refund<o:p></o:p></span></p> </div> </div> </div> <div id="m_-4232871813697900064gmail-innerContentNew"> <div style='float:left' id="m_-4232871813697900064gmail-skipMain"> <h2 style='margin:0in;margin-bottom:.0001pt'><span style='font-size:13.5pt; font-family:"Segoe UI","sans-serif";color:black'>IEPF Refund<o:p></o:p></span></h2> <div style='float:right'> <h1 style='margin:0in;margin-bottom:.0001pt;line-height:27.75pt'><span style='font-size:10.5pt;font-family:"Segoe UI Semibold","sans-serif"; mso-bidi-font-family:"Segoe UI";color:black;font-weight:normal'>Related Links and Artefacts<o:p></o:p></span></h1> <p class=MsoNormal style='margin-left:0in;text-indent:-.25in;line-height:24.0pt; mso-list:l2 level1 lfo3;tab-stops:list .5in;background:#E9E9EA'><![if !supportLists]><span style='font-size:10.0pt;font-family:Symbol;mso-fareast-font-family:Symbol; mso-bidi-font-family:Symbol;color:#1E57BF'><span style='mso-list:Ignore'><span style='font:7.0pt "Times New Roman"'>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></span></span><![endif]><span style='font-size:10.0pt;font-family:"Segoe UI","sans-serif"; color:#1E57BF'><a href="http://www.mca.gov.in/mcafoportal/showEformUpload.do" target="_blank" title="This link will take you from MCA Website to MCA Application" style='text-decoration-line:none;float:left'><span style='font-family:"Segoe UI Semibold","sans-serif"; color:#1E57BF'>Upload Eforms&nbsp;</span><span style='font-family:"Segoe UI Semibold","sans-serif"; color:#1E57BF;text-decoration:none;text-underline:none'><img border=0 id="_x0000_i1025" src="http://www.iepf.gov.in/IEPFA/img/ext.png" alt="External Link" title="External Link"></span></a><o:p></o:p></span></p> </div> <p class=m-4232871813697900064gmail-link style='margin:0in;margin-bottom:.0001pt; text-align:justify;line-height:19.5pt'><span style='font-size:10.0pt; font-family:"Segoe UI Semibold","sans-serif";mso-bidi-font-family:"Segoe UI"; color:red'>For raising tickets, please click&nbsp;<a href="http://www.mca.gov.in/mcafoportal/userComplaintDetails.do" target="_blank" title="This link will take you from MCA Website to MCA Application" style='float:none'><span style='color:#1E57BF'>here</span></a></span><span style='font-size:10.0pt;font-family:"Segoe UI","sans-serif";color:#34393E'><o:p></o:p></span></p> <p class=m-4232871813697900064gmail-link style='margin:0in;margin-bottom:.0001pt; text-align:justify;line-height:19.5pt'><span style='font-size:10.0pt; font-family:"Segoe UI Semibold","sans-serif";mso-bidi-font-family:"Segoe UI"; color:red'>To Reach out to Corporate Seva Kendra, Please click&nbsp;<a href="http://mca.gov.in/MinistryV2/corporatesevakendra.html" target="_blank" title="" style='float:none'><span style='color:#1E57BF'>here</span></a></span><span style='font-size:10.0pt;font-family:"Segoe UI","sans-serif";color:#34393E'><o:p></o:p></span></p> <p class=m-4232871813697900064gmail-link style='margin:0in;margin-bottom:.0001pt; text-align:justify;line-height:19.5pt'><span style='font-size:10.0pt; font-family:"Segoe UI","sans-serif";color:#34393E'>Any person, whose unclaimed or unpaid amount has been transferred by the company to IEPF may claim their refunds to the IEPF authority. For claiming such amount, claimant needs to file form IEPF-5 alongwith requisite documents.<o:p></o:p></span></p> <table class=MsoNormalTable border=0 cellpadding=0 width=695 style='width:521.25pt; mso-cellspacing:1.5pt;background:#FCFCFD;mso-yfti-tbllook:1184;mso-padding-top-alt: 3.75pt'> <thead> <tr style='mso-yfti-irow:0;mso-yfti-firstrow:yes;height:24.0pt'> <td width="60%" style='width:60.0%;background:whitesmoke;padding:3.75pt 26.25pt 3.75pt 7.5pt; height:24.0pt'> <p class=MsoNormal><span style='font-size:10.5pt;font-family:"Segoe UI Semibold","sans-serif"; mso-bidi-font-family:"Segoe UI";color:black'>Description</span><span style='font-size:10.5pt;font-family:"Segoe UI","sans-serif";color:black'><o:p></o:p></span></p> </td> <td width="20%" style='width:20.0%;background:whitesmoke;padding:3.75pt 26.25pt 3.75pt 7.5pt; height:24.0pt'> <p class=MsoNormal><span style='font-size:10.5pt;font-family:"Segoe UI Semibold","sans-serif"; mso-bidi-font-family:"Segoe UI";color:black'>e-Form with Instruction kit</span><span style='font-size:10.5pt;font-family:"Segoe UI","sans-serif";color:black'><o:p></o:p></span></p> </td> <td width="20%" style='width:20.0%;background:whitesmoke;padding:3.75pt 26.25pt 3.75pt 7.5pt; height:24.0pt'> <p class=MsoNormal><span style='font-size:10.5pt;font-family:"Segoe UI Semibold","sans-serif"; mso-bidi-font-family:"Segoe UI";color:black'>e-Form</span><span style='font-size:10.5pt;font-family:"Segoe UI","sans-serif";color:black'><o:p></o:p></span></p> </td> </tr> </thead> <tr style='mso-yfti-irow:1;mso-yfti-lastrow:yes'> <td style='border:none;border-bottom:dotted #D1D1D1 1.0pt;mso-border-bottom-alt: dotted #D1D1D1 .75pt;padding:9.0pt 7.5pt 9.0pt 7.5pt'> <p class=MsoNormal><span style='font-size:10.0pt;font-family:"Segoe UI","sans-serif"; color:#1D1D1C'>Application to the Authority for claiming unpaid amounts and shares out of Investor Education and Protection Fund (IEPF)<o:p></o:p></span></p> </td> <td style='border:none;border-bottom:dotted #D1D1D1 1.0pt;mso-border-bottom-alt: dotted #D1D1D1 .75pt;padding:9.0pt 7.5pt 9.0pt 7.5pt'> <p class=MsoNormal><span style='font-size:10.0pt;font-family:"Segoe UI","sans-serif"; color:#1D1D1C'><a href="http://www.iepf.gov.in/IEPF/Forms/IEPF-5_help.zip" target="_blank" style='text-decoration-line:none;float:left'><span style='font-family:"Segoe UI Semibold","sans-serif";color:#1E57BF'>IEPF Form-5</span></a><o:p></o:p></span></p> </td> <td style='border:none;border-bottom:dotted #D1D1D1 1.0pt;mso-border-bottom-alt: dotted #D1D1D1 .75pt;padding:9.0pt 7.5pt 9.0pt 7.5pt'> <p class=MsoNormal><span style='font-size:10.0pt;font-family:"Segoe UI","sans-serif"; color:#1D1D1C'><a href="http://www.iepf.gov.in/IEPF/Forms/Form_IEPF-5.zip" target="_blank" style='text-decoration-line:none;float:left'><span style='font-family:"Segoe UI Semibold","sans-serif";color:#1E57BF'>IEPF Form-5</span></a><o:p></o:p></span></p> </td> </tr> </table> <p class=MsoNormal><br> <br style='mso-special-character:line-break'> <![if !supportLineBreakNewLine]><br style='mso-special-character:line-break'> <![endif]></p> <p class=m-4232871813697900064gmail-parawidth style='margin:0in;margin-bottom: .0001pt;text-align:justify;line-height:19.5pt'><span style='font-size:10.0pt; font-family:"Segoe UI Semibold","sans-serif";mso-bidi-font-family:"Segoe UI"; color:#34393E'>Procedure to claim Refund</span><span style='font-size:10.0pt; font-family:"Segoe UI","sans-serif";color:#34393E'><o:p></o:p></span></p> <p class=m-4232871813697900064gmail-link style='margin:0in;margin-bottom:.0001pt; text-align:justify;line-height:19.5pt'><span style='font-size:10.0pt; font-family:"Segoe UI","sans-serif";color:#34393E'>1. Download the form IEPF-5 from the website of IEPF (<a href="http://www.iepf.gov.in/" target="_blank" style='text-decoration-line:none;float:none'><span style='color:#1E57BF'>http://www.iepf.gov.in</span></a>) for filing the claim for refund. Read the instructions provided on the website/instruction kit along with the e-form carefully before filling the form.<o:p></o:p></span></p> <p class=m-4232871813697900064gmail-link style='margin:0in;margin-bottom:.0001pt; text-align:justify;line-height:19.5pt'><span style='font-size:10.0pt; font-family:"Segoe UI","sans-serif";color:#34393E'>2. After filling the form save it on your computer and submit the duly filled form by following the instructions given in the upload link on the website. On successful uploading an acknowledgement will be generated indicating the SRN. Please note the SRN for future tracking of the form.<o:p></o:p></span></p> <p class=m-4232871813697900064gmail-link style='margin:0in;margin-bottom:.0001pt; text-align:justify;line-height:19.5pt'><span style='font-size:10.0pt; font-family:"Segoe UI","sans-serif";color:#34393E'>3. Take a printout of the duly filled IEPF-5 and the acknowledgement issued after uploading the form.<o:p></o:p></span></p> <p class=m-4232871813697900064gmail-link style='margin:0in;margin-bottom:.0001pt; text-align:justify;line-height:19.5pt'><span style='font-size:10.0pt; font-family:"Segoe UI","sans-serif";color:#34393E'>4. Submit indemnity bond in original, copy of acknowledgement and self-attested copy of e-form along with the other documents as mentioned in the Form IEPF-5 to Nodal Officer (IEPF) of the company at its registered office in an envelope marked &quot;Claim for refund from IEPF Authority&quot;.<o:p></o:p></span></p> <p class=m-4232871813697900064gmail-link style='margin:0in;margin-bottom:.0001pt; text-align:justify;line-height:19.5pt'><span style='font-size:10.0pt; font-family:"Segoe UI","sans-serif";color:#34393E'>5. Claim forms completed in all aspects will be verified by the concerned company and on the basis of company's verification report, refund will be released by the IEPF Authority in favor of claimants' Aadhaar linked bank account through electronic transfer.<o:p></o:p></span></p> </div> </div> </div> </div> </div> <p class=MsoNormal><o:p>&nbsp;</o:p></p> </div> </div> </body> </html>